For most Americans, their home is a significant portion of their net worth and one of their largest single investments. However, as an asset class real estate is relatively illiquid. After all, you cannot sell a bathroom when you need some additional cash. ...
Not sure about the optimal time to file for your Social Security benefits? You are not alone. We regularly get questions from our retired and pre-retired clients about the best time to file for benefits. Surprisingly, there is not one standard answer....
The Setting Every Community Up for Retirement (“SECURE”) Act was passed by the House over the summer and seemed to stall in the Senate until mid-December when it got attached to an end of the year spending bill. The SECURE Act is a significant piece...
The death of a spouse is something that no one wants to think about. Whether you are 35 or 85, the thought of suddenly being single again is frightening. When it happens, it can be devastating to the surviving partner. What should...
The behavioral economist Dan Ariely has written extensively on the power of free things. “In many past experiments we have shown that people are often overly excited about things that are free (see Predictably Irrational).” He wrote a blog in 2010 where he...
A lot has been written about what financial planning is. Everything from who could benefit from a financial plan, the process, the types of problems that can be solved has been talked about over and over. There are still misconceptions out there about financial planning,...
With the new year upon us, many people start thinking about their health and finances. The two are actually intertwined and very similar. A visit to a financial planner early in the year can set you up for a financially healthy 2019. As a CERTIFIED...
Real estate agents have financial obstacles and opportunities due to the very nature of how they are paid. Uneven cash flow and being self-employed can make saving for retirement difficult. Most realtors don’t have the advantage of a retirement plan sponsored by their employer and...
We are pleased to announce that Jennifer Sokolowski and Robert Sokolowski have successfully passed the rigorous CFP® examination! ...