06 Feb Retirement Savings: Understanding Plan Limits and Deadlines for 2024 and 2025

Posted at 15:29h in Retirement Planning Hilton Head

Some retirement plan contribution limits are increasing in 2020. Periodically the Treasury Department raises contribution limits to keep pace with inflation. This is good news for those that like to max out their savings for retirement. For 2020, this includes almost all types of retirement...

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23 Dec Text Fraud Targeting Schwab Users

Posted at 14:47h in Uncategorized

We have been alerted that there is an active phishing text campaign in which clients receive a text message from an international number and it mentions a disbursement from the client's account. It then asks to click on a link to log into their account to...

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26 Nov Who Can You Trust?

Posted at 19:40h in Financial Advisors Hilton Head Island, Financial Planning Hilton Head

As our population ages, we continue to see a higher incidence of reduced cognitive ability. As fiduciaries, we are sensitive to this issue and look for red flags if we suspect diminished capacity or exploitation, particularly with regard to our senior clients. To...

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24 Nov Returning to Work After Retirement

Posted at 19:57h in Retirement Planning Hilton Head

After being retired for a bit you realize that you may not want to play golf 5 days a week, you miss your co-workers and you are not traveling as much as you thought you would. This is common – more and more people these...

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30 Aug FAQ on Gift Taxes

Posted at 12:12h in Tax Planning Hilton Head

Over the years we have found that there are some misconceptions on the dreaded “gift tax” (which currently has a maximum rate of 40%) – what it is, who pays it and how it can be avoided. Here are some of the most common...

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03 Jun Advyzon: Our Portfolio Management Software

Posted at 18:55h in Uncategorized

We use a few pieces of powerful financial planning and investment management software. These tools help us keep track of dozens of factors about your financial life, chart a course forward and analyze whether you’re on track to meet your goals. The hub for everything...

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03 Jun Protect Your Credit While Traveling

Posted at 09:38h in Financial Planning Hilton Head

Are you traveling abroad for an extended period of time? If so, here are a few things you could do with your credit to help you have a smooth trip....

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01 Mar Ordinary Income Tax vs. Capital Gains Tax

Posted at 20:14h in Financial Advisor Bluffton

It’s tax season, so we have been talking about different types of tax with clients a lot lately. Although ordinary income tax and capital gains tax are not the only types of taxes that exist, they are the two we deal with the most. So,...

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01 Mar Top 5 Reasons to Consolidate Accounts

Posted at 09:46h in Financial Advisor Bluffton

In my career as a CERTIFIED FINANCIAL PLANNER™ I have had the opportunity to work with many clients reviewing their investment accounts. What has always struck me was the large number of accounts that are held across an array of firms such as brokers,...

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03 Oct Required Minimum Distributions from Inherited IRAs

Posted at 18:09h in Financial Advisor Bluffton

In December 2019 the SECURE Act was signed into law. This brought about changes to retirement savings and one of the most impactful changes applied to non-spousal beneficiaries of IRAs. The most common example of this is an adult child inheriting their parent’s IRA, so...

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